You have over $500,000 in retirement savings, and you want to know:
- “What is the MOST I can spend each year, safely, in retirement?”
- “How do I safely create tax-efficient income from my assets?”
- “Am I taking on more investment risk than I need to?”
- “Are there things I can do BEFORE retiring to increase how much I can spend in retirement?”
But You Are Worried How Outside Factors Can Affect Your Retirement Portfolio:
- Stock Market Volatility
- Rising Healthcare Costs
- Inflation & Price uncertainty
- Federal Tax & Retirement Rule Changes
- Geo-political Tensions Across The Globe
As Featured In:
YOU SHOULD ENJOY YOUR RETIREMENT, DOING WHAT MAKES YOU HAPPY.
Managing Your Own Wealth In Retirement Can Be Overwhelming.
Choosing investments, research, and deciding what to sell (and when!) can take hours per day, and cause significant stress.
Travel, time with family, or enjoying things you didn’t have much time for when working; you should ENJOY your retirement, choosing to do what makes YOU happy.
Gain Clarity And Confidence In Your Overall Retirement Plan with these Strategies:
Five Aspects Of A Successful Retirement Plan
Income Planning
What does this mean?
Retirement should be a time of financial security and peace of mind. However, external factors such as market volatility and rising healthcare costs can pose challenges.
Our team understands these complexities and works diligently to create income strategies that provide stability and growth throughout your retirement years.
Our team understands these complexities and works diligently to create income strategies that provide stability and growth throughout your retirement years.
Investment Planning
What does this mean?
Growing your wealth sustainably requires a strategic approach to investments. We understand the unique challenges faced by retirees, including market volatility and the need for reliable income.
Our team crafts investment plans designed to optimize returns while mitigating risks.
Our team crafts investment plans designed to optimize returns while mitigating risks.
Tax Planning
What does this mean?
Tax planning involves addressing challenges such as navigating evolving tax laws, managing income distributions, optimizing deductions, and planning for estate taxes.
Our expertise ensures your tax strategy is aligned with your retirement goals.
Our expertise ensures your tax strategy is aligned with your retirement goals.
Healthcare Planning
What does this mean?
Healthcare planning involves navigating challenges such as rising medical costs, understanding Medicare & Medicaid benefits, selecting appropriate insurance coverage, and preparing for potential long-term care needs.
We'll collaborate with the appropriate people to ensure your healthcare plan meets your needs and budget.
We'll collaborate with the appropriate people to ensure your healthcare plan meets your needs and budget.
Estate Planning
What does this mean?
Planning for the transfer of wealth is a critical aspect of retirement planning: minimizing estate taxes, ensuring a smooth transfer of assets, and more.
We use our relationship with estate planning attorneys to ensure your estate plan reflects your wishes and protects your loved ones.
We use our relationship with estate planning attorneys to ensure your estate plan reflects your wishes and protects your loved ones.
How The 365 Retirement Plan Works
Schedule An Introductory Phone Call
This phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a podiatrist if you needed heart surgery!
Build Your Plan
Work with our team to create a comprehensive strategy that coordinates all aspects of your personal and financial situation. We provide specific recommendations on how to accomplish your retirement goals.
Enjoy Less Stress
Start feeling confident, content, and secure with your retirement situation. You might even sleep better!
Where Are You On Your Retirement Journey?
Making Work Optional?
Geoff and Kristin aren’t sure when (or if) they want to stop working.
They’ve excelled in their fields and aren’t ready to leave their passions just because they’re nearing “traditional” retirement age...
Nearing Retirement
Debbie has four adult children and three grandkids. She owns her home and looks forward to spending more time with family.
With various investment accounts accumulated over the years, Debbie began thinking about retirement, but had a lot of concerns with how to depend on those investments as income...
In Retirement
Harold spent 32 years at his company before deciding to retire. He and his wife Diane look forward to traveling, golfing, and giving back to their community.
His retirement package included a 401(k), stock options, but no pension. He hopes to put these assets to work for a comfortable future...
(Note: These case studies are hypothetical, do not involve a Rubino & Wealth Partners client, and should not be construed as a guarantee.)
Start Building Your Retirement Plan
Let’s Chat.
Whether you’re asking when you can retire, how to manage your investments, or if you have enough to leave the impact you want, we’re here to help.
Our 365 Retirement Plan Process™ is designed to build a personal relationship with you, taking the time to understand your unique personal and financial situation. We create customized strategies to help you pursue your retirement goals.